A mandatory job relocation in 2010 to sunny Florida left Michael’s lovely home in Westfield vacant with a sizeable mortgage to maintain. The market at that time was abysmal, and his attempts to keep it leased were no more successful. So he called Jennifer after the last tenant moved out abruptly, because the house simply had to go. Left vacant, it would devastate him financially, and his combined mortgage balance was considerably higher than the current value of the home. Selling it at fair market value was not a pretty picture either. Fortunately, Jennifer is a Certified Short Sale Specialist and knows the ins & outs of how the banks work to allow responsible sellers in his position to sell in order to avoid foreclosure. She made the calls to not one, but to the two banks holding first and second mortgages on the property. Their option was simple: cooperate for a short sale, or take it into bank inventory after a lengthy and expensive legal process. They agreed almost immediately to review offers that would facilitate a short-sale, and within a month, Jennifer had an offer to present. She was shocked that the first bank approved such a loss, and held her breath while the second bank reviewed the settlement that was offered to them. They, too, accepted it; and a closing date was set. All in all, the process took about four months from start to finish, but the stars aligned, and the closing commenced on September 22nd. And while Michael has a ding on his credit, his debt has been forgiven in a responsible manner, and he is free to rebuild without the burden of over $500,000 in debt languishing up in Westfield.