This has got to be one of the MOST charming original bungalows in the Village! Fresh & fun and cozy, it has had numerous cosmetic and mechanical improvements, and it’s now completely ready for a new owner to love its sunny interior, cute little courtyard, short walks to the library, Eagle Elementary and just four blocks from the fun of Main Street. The main-floor master is convenient, 10’ ceilings are delightful, cozy hottub porch is fun. You’ll love this one! Call Jennifer for more details — this one won’t last long!
Pristine, well-maintained & easy to love! This one-owner home is meticulous & stylish with many upgrades & enhancements: tile back splash in kitchen, new master bath, fresh paint & really lovely laminate flooring on the entire 1st floor. Plus, large paver patio adjoins common area for nice outdoor living! New A/C, delightful decor & a surprisingly spacious upper level for the bedrooms. This is a great opportunity if you’re seeking an ez move-in at an affordable price! Call Jennifer Blandford for more details or to arrange a private tour!
Jennifer received a call late one evening from a very emotional homeowner. She had quite a tale to tell of numerous failed attempts to refinance or have her loan modified and she’d come home from work that night to find a foreclosure notice on the door. She didn’t understand the process or what to do next. Illness had ravaged her finances, and Bank of America had being less then cooperative (which is no surprise to Jennifer!), but the bank had referred her to Jennifer for a short sale. (Jennifer is on their list of Certified Short Sale Specialists in the Boone County market.) Short sales are never a joy, because the stories behind them are sad, but Jennifer knows they are a necessary evil and takes pride in her ability to help guide and protect the homeowners as they make the best of a difficult situation. Jennifer helped Karen understand her options and explained why short sales are the best long-term solution to an inevitable end. They agreed to list the house so that Karen could control her move date and participate in an incentive program through the Federal Government that would put some cash in her pocket to finance the move. In the end, the sale worked out well, and Karen was able to move to a great apartment with $5000 in her pocket, which helped offset the cost of storage and movers and security deposits. This was a sad sale for Jennifer. She empathized with the frustration Karen felt at losing her long-term home, but the ending was better than it could have been when the foreclosure was avoided. Karen’s health is much improved, she’s out from under a house that was over mortgaged, and she no longer has to worry with the upkeep on a historic house that was simply too much for her. All things considered, it was a good ending to another Story of Sold.
Donna needed to downsize from the beautiful, lake-front home she had enjoyed for two decades, but she was retired and had more equity in her current home than she had access to a new loan for a purchase. And she had a lot of “stuff” to move, so she preferred to secure a new home before she sold her current house. Jennifer helped her understand and acquire a reverse mortgage against the equity in her current house, and then the two hit the road on the house hunt. There were several options available, but the one that stood out was a newer ranch on Clear Street in Noblesville. It was a spotless, lovely home with a great, open floor plan and a kitchen perfect for family gatherings. A purchase agreement was negotiated, and a closing date set. Jennifer gave Donna some good contacts to help her get the current house organized and purged as she prepared to move. An auctioneer helped her clear out A LOT of stuff, and the movers took care of the rest. The lake-front home was sold in no time, a huge chuck of the reverse mortgage paid off, and now Donna is in the right home with no monthly overhead!
This was the year that will forever be described as “pure pandemonium”
in the Indiana housing market. The recession melted away with the
winter snows, as plummeting interest rates popped the cork on pent up
demand. Spring of 2013 went from busy to outrageous, and with a housing
industry short on staff in every arm of the business, backlogs plugged
up closing schedules quickly. Matt and Molly’s purchase of 1089 Half
Moon got caught in the USDA queue for weeks…which became
months…but the sale of their home on Pendleton Pike was not to be
delayed. So, as they packed to move (with nowhere to go), Jennifer
worked on the Half Moon owner, who just wasn’t interested in their
request for prepossession. She was really fearful her clients were
going to be homeless with three babies, and she’d never had homeless
clients in 12 years, so she was panicking! In the end, at the last
minute, they were able to acquire prepossession of the vacant house
(though the terms would be considered extortion) until they could get
Half Moon closed, but Jennifer is now seriously thinking about buying
a cheap condo somewhere just to have available for clients in
transition, because that was too nerve-wracking! Anybody know where
she can find something like that?
W & C were tired of fighting Bank of America to save their home. A short-term job loss at the height of the recession had caused a hardship, and they’d fought for three years to reaffirm their loan and to have a modification accepted so they could stay in the home they loved. Unfortunately, the bank wasn’t cooperating and they were experiencing a terrible case of the run-around. Finally, they hired an attorney to negotiate with the bank on their behalf. When that failed, they threw their hands up and called Jennifer. The house was sold in no time, and Jennifer managed Bank of America to an approved short sale, which gave her frustrated clients an opportunity to control their move, achieve debt forgiveness and acquire a fresh start. ‘Twas a bittersweet event for her sellers, but Jennifer was grateful for the opportunity to help two great people find closure after a long fight that rarely leaves consumers victorious. With the pressure of that mortgage behind them, both are back to work and doing well, and the rebuilding has begun.
Jake and Carrie had been living in a rental for long enough! They needed a yard for their dogs to play, and they wanted a place to call their own. They’d been stabilizing their credit and income for a few years, and they knew their time had come, so they walked into their bank for a loan and walked out with an approval letter and a phone number for Jennifer. Their tale is a bit of a novel, but ultimately Jennifer found them the PERFECT place…a great ranch, close to work, with a superb outbuilding that came with an air compressor (“pretty nifty,” Jake the auto-mechanic thought!) Their inspections went smoothly. Their appraisal came in strong. And their closing went off without a hitch. Now, Jake and Carrie and the dogs are settling in, nicely, and Jennifer is happy to hear of their progress on making their new house a home.
The sellers of 4560 Woods Edge were at their wit’s end. Times had
been tough, and their house had to be sold. When they called Jennifer,
they said “We want to be a ‘story of sold.’ You might be our last
hope.” With just a few delicate questions, Jennifer knew what she had
to do. She called their bank, got permission to sell it at market
value, and commenced the marketing. Three offers were received within
a week. They picked the winner, and marched toward a closing. It
wasn’t an easy sale for a myriad of reasons, but it got closed in
short order. The house is under rehab right now, and the former owners
get to start over without that burden on their shoulders. Whether
you’re looking for an exciting new beginning or at the end of your
rope, Jennifer will craft the perfect ending to your own story of
Don told his friend Rick to call Jennifer when he learned Rick was in the market. (Friends give the best advice sometimes!) Rick wanted a property he could apply vision and effort toward to make his home. And he wanted to keep his budget low. Distressed properties are plentiful today, but the delicate balance of price vs condition (to use as collateral on a loan) is a tight-rope walk. Fortunately, Jennifer knew where to point him for financing,
whether he bought a yet-uninhabitable property or something that just needed a
little freshening up. He ended up buying a house that would be considered
somewhere in the middle, and he got the sweetest deal on both the house and the
loan terms. The National Bank of Indianapolis has a loan for buyers that is
just amazing. (Call Jennifer for more details on that!) Jennifer
talked to Rick the other day and it sounds like he’s tearing into that place
without a moment wasted and having a ball doing it. It’s going to be
fabulous when it’s done, and he’s promised to invite her to the unveiling in
Wendi’d had a run of bad luck and needed to relocate for work. What could she do with the house in Fishers? The neighborhood had been hit hard during the
recession, and there was no way to sell it high enough to pay off two mortgages.
One brisk October morning, Jennifer laid out Wendi’s options: 1)
find the cash to pay off the mortgage balance, 2) let it go to foreclosure, or
3) compromise and apply for a short sale with both mortgage lenders.
Jennifer knew it wouldn’t be easy when she chose the latter, but they
dove into it. By January, the ladies were looking at three offers.
The highest was chosen and the ride began. The first lender
approved the offer in short order, but the second was not as cooperative.
Jennifer sparred with that lender while the buyers hung in there for
EIGHT months! The bank’s delay tactics frustrated everyone to the point
that the buyers chose to move on in August. So, Jennifer put it back on the
market – still fighting with the second lender – and found a couple more
offers! The highest was submitted in September. BOTH loans now had
to be re-approved because the first approval had expired. It was
maddening! At times, there was a desire by all to just give up. but
patience prevailed, the approvals moved more quickly in the second round, and
they closed in late October – 366 days after the process began. Jennifer
was reminded that persistence pays off, even after patience runs out, and that
there is a solution to hardship. It’s not always easy, but it’s always
the lesser of three evils.