Turn this diamond in the rough into your country home with a little elbow grease! The spacious, brick, Cape Cod sits on 5.12 acres and features mature trees & a bubbling creek. The home is centered on the lot for max yard front & back. Yes, it needs carpet, paint & a good clean-up inside & out, but it is priced to make the effort worthwhile! The design of the main floor w/ 4-season room is spacious & easy to furnish, while the three bedrooms upstairs make it lovely to accommodate a family. All mechanicals & systems work as far as we know. There are a few missing shingles over the garage that will be an easy correction for less than $500. Sale is subject to approval of a short sale, so if you’re not in a hurry, bring your offer & let’s see what you can make beautiful! Call Jennifer today for more details about this unique opportunity.
D and M needed to sell their home in Fishers. Their financial situation had changed, due to the recession, and they were upside down on their mortgage after the developer of their neighborhood filed bankruptcy and abandoned the yet-unfinished neighborhood. This sale would take a special agent with a lot of patience and a keen knowledge of the short sale process. Jennifer was the right fit, and was able to accomplish what most would have declined. A sale was procured, the bank approval of the short sale was secured, and the transaction moved toward a closing. Jennifer helped the family find an excellent rental, so they could start the new job without the burden of an oppressive mortgage, and they didn’t even have to leave the school system they loved!
Jennifer received a call late one evening from a very emotional homeowner. She had quite a tale to tell of numerous failed attempts to refinance or have her loan modified and she’d come home from work that night to find a foreclosure notice on the door. She didn’t understand the process or what to do next. Illness had ravaged her finances, and Bank of America had being less then cooperative (which is no surprise to Jennifer!), but the bank had referred her to Jennifer for a short sale. (Jennifer is on their list of Certified Short Sale Specialists in the Boone County market.) Short sales are never a joy, because the stories behind them are sad, but Jennifer knows they are a necessary evil and takes pride in her ability to help guide and protect the homeowners as they make the best of a difficult situation. Jennifer helped Karen understand her options and explained why short sales are the best long-term solution to an inevitable end. They agreed to list the house so that Karen could control her move date and participate in an incentive program through the Federal Government that would put some cash in her pocket to finance the move. In the end, the sale worked out well, and Karen was able to move to a great apartment with $5000 in her pocket, which helped offset the cost of storage and movers and security deposits. This was a sad sale for Jennifer. She empathized with the frustration Karen felt at losing her long-term home, but the ending was better than it could have been when the foreclosure was avoided. Karen’s health is much improved, she’s out from under a house that was over mortgaged, and she no longer has to worry with the upkeep on a historic house that was simply too much for her. All things considered, it was a good ending to another Story of Sold.
The Johns family had already outgrown their comfy home in Pike Township when baby #4 was announced, so the time was right and the schedule tight for a move in the summer of 2013. Jennifer had a listing nearby that appealed to them; a spacious, clean house in a nice neighborhood that was priced well because the sellers had fallen on hard times. It was a perfect fit, but how to juggle the sale of Melbourne and the purchase of their new home on a schedule that made sense to a pregnancy already in month seven? “We’ll figure it out,” Lucas said. “Let’s just get Melbourne on the market and get the new house under contract and go from there.” Jennifer secured an accepted purchase agreement for them, then focused on Melbourne. It needed to be cleaned up a bit, purged, staged and priced to sell in a short amount of time, but not so soon that they were homeless before they were ready to close on the short sale they had to wait on. The long and the short of how all that worked out is that Jennifer knew an investor who was snapping up nice homes for their rental portfolio. She made one call and Melbourne was under contract at a fair price with a flexible close schedule that could accommodate the acquisition and move into the larger home. And the new baby arrived a month later. Whew! Jennifer hasn’t had a family homeless yet, and she finds it fun to see how things always seem to work out.
W & C were tired of fighting Bank of America to save their home. A short-term job loss at the height of the recession had caused a hardship, and they’d fought for three years to reaffirm their loan and to have a modification accepted so they could stay in the home they loved. Unfortunately, the bank wasn’t cooperating and they were experiencing a terrible case of the run-around. Finally, they hired an attorney to negotiate with the bank on their behalf. When that failed, they threw their hands up and called Jennifer. The house was sold in no time, and Jennifer managed Bank of America to an approved short sale, which gave her frustrated clients an opportunity to control their move, achieve debt forgiveness and acquire a fresh start. ‘Twas a bittersweet event for her sellers, but Jennifer was grateful for the opportunity to help two great people find closure after a long fight that rarely leaves consumers victorious. With the pressure of that mortgage behind them, both are back to work and doing well, and the rebuilding has begun.
The sellers of 4560 Woods Edge were at their wit’s end. Times had
been tough, and their house had to be sold. When they called Jennifer,
they said “We want to be a ‘story of sold.’ You might be our last
hope.” With just a few delicate questions, Jennifer knew what she had
to do. She called their bank, got permission to sell it at market
value, and commenced the marketing. Three offers were received within
a week. They picked the winner, and marched toward a closing. It
wasn’t an easy sale for a myriad of reasons, but it got closed in
short order. The house is under rehab right now, and the former owners
get to start over without that burden on their shoulders. Whether
you’re looking for an exciting new beginning or at the end of your
rope, Jennifer will craft the perfect ending to your own story of
Wendi’d had a run of bad luck and needed to relocate for work. What could she do with the house in Fishers? The neighborhood had been hit hard during the
recession, and there was no way to sell it high enough to pay off two mortgages.
One brisk October morning, Jennifer laid out Wendi’s options: 1)
find the cash to pay off the mortgage balance, 2) let it go to foreclosure, or
3) compromise and apply for a short sale with both mortgage lenders.
Jennifer knew it wouldn’t be easy when she chose the latter, but they
dove into it. By January, the ladies were looking at three offers.
The highest was chosen and the ride began. The first lender
approved the offer in short order, but the second was not as cooperative.
Jennifer sparred with that lender while the buyers hung in there for
EIGHT months! The bank’s delay tactics frustrated everyone to the point
that the buyers chose to move on in August. So, Jennifer put it back on the
market – still fighting with the second lender – and found a couple more
offers! The highest was submitted in September. BOTH loans now had
to be re-approved because the first approval had expired. It was
maddening! At times, there was a desire by all to just give up. but
patience prevailed, the approvals moved more quickly in the second round, and
they closed in late October – 366 days after the process began. Jennifer
was reminded that persistence pays off, even after patience runs out, and that
there is a solution to hardship. It’s not always easy, but it’s always
the lesser of three evils.